Which Loan Product is Best For You?

Apply in seconds!

Using our online loan application is fast, free and easy. Select the loan product that you feel best meets your needs for your project and get your approval decision in just a few easy minutes.

9 Month 18 Month 7.99% 5Yr 8.49% 7Yr 8.99% 9Yr

Loan Disclosures

Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time.

*17.99% fixed APR, effective as of May 2020, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 280 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.

**17.99% fixed APR, effective as of May 2020, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 545 days. Repayment terms vary from 30 to 138 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 545 days after funds are disbursed.

***7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.

****8.49% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.

*****8.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 108 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.

Why apply with nomeowner'sEDGE?

• No money down
• Unsecured - not tied to your home equity
• Great rates
• Affordable, monthly payments